Retirement Management

A 401(k) is no longer optional

More often than not, the 401(k) is no longer an optional benefit. It is as much expected as health insurance was ten years ago. The hurdle for most businesses is to put together a 401(k) plan that is up-to-date, easy to use and cost effective. UniqueHR overcomes these hurdles for our clients with plan design, investment performance and service which are second to none!

Among the smallest businesses (employing fewer than 10 workers), the percentage of employees participating in employer-provided retirement plans is over 3 times greater among employees of PEO clients than it is among employees of all other similarly-sized businesses (40 percent versus 13 percent).

CRAIG COPELAND, “EMPLOYMENT-BASED RETIREMENT PLAN PARTICIPATION:
GEOGRAPHIC DIFFERENCES AND TRENDS, 2011.”

“As a non-profit organization our funding is limited at best. We appreciate being able to give our employees access to UniqueHR’s broad selection of benefits, which enable us to effectively meet their individual employee needs.”

KELLY C.

President, Non-Profit Organization

A 2011 Towers Watson survey found that 47 percent of employees cited retirement benefits as an “important” reason to stay with their current employer, and 35 percent of employees viewed retirement benefits as an important reason they decided to work for their current employer in the first place.

Craig Copeland, “Employment-Based Retirement Plan Participation: Geographic Differences and Trends, 2011.”

“PEO-sponsored Multiple Employer 401k Plans save participating businesses costs on plan administration fees, provide streamlined plan administration for the business owner, and relieve the business owner of their fiduciary liability.”

SLAVIC401K, 2015

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